Many lives have been destroyed by not being covered by insurance. If this sounds like a warning, it could very well be a revival. In our modern world, we need laws for protecting ourselves and others. Auto insurance laws is a good sample. Other instances without insurance could be catastrophic if you do not have homeowners insurance, life and medical insurance. Each of us wants to live a long healthful life. Read...
Safety is a pillar of our life. This is so because life in danger is not really life, and we do not need danger in its overall meaning. Your health may be at risk, your finances and your life can be too. All that can go wrong in a second. Of course, we do not want to think or imagine that, but we’ll do it for a second. Read...
Get a pet insurance for your four-legged friend is something you need to consider whether you want to avoid huge unexpected vet bills in the future. This research will help you choose the insurance plan for your pets. When shopping for pet insurance to compare the best insurance pet care among all the plans out there, you need to know what to look for. You certainly want to find the best insurance for your pets well-loved, and there are many...
As a homeowner you need to buy insurance when you take possession of your house. You buy because the insurance will defend you against the costs undergone by acts of nature and man. Things like a new roof, repaired basement or other harm are costly and you need a blanket. Insurance will help you with other events such as theft, fire and injury. Most insurance companies that sell insurance for owners will also sell home insurance to people...
What are the most dangerous jobs in the United States?
Would you believe fishing? Is it more dangerous to be a law enforcement officer or a sanitation worker?
The Bureau of Labor Statistics, part of the U.S. Department of Labor, has created a summary of workplace fatalities for 2010. I have listed the top ten with some analysis.
With the cold weather coming up, youll need to watch out for cruciate ligament ruptures in wet, oricy and snowy areas when doggy footing isnt so stable, as well as cracked paw pads from the cold.
And of course, theres all that rich holiday food lying around just begging to be eaten. Weve seen more than our fair share of claims for surgery removing the turkey bones from a dogs stomach and treating for pancreatitis from eating rich and fatty human foods like turkey meat and gravy.
Do you have any health experiences from winter dangers to share with our readers? Well be sharing some of the good stories on this blog. Feel free to email me at .
As we get to the end of 2011 it is time to start looking at ways to save business insurance premium dollars in 2012. I though about this after I finished an article on premium savings for green business practices. There are a great number of ways a business can save on premium expense.
Given that its Orthopedic Month at Embrace, I wanted to show you the claims over the last couple of years for a Olde English Bulldogge called Kobe. Kobe was born in March 2006 and lives near Los Angeles, CA. Little did anyone know when Kobe was born how expensive hed be later in life.
First, lets go over Kobes policy.
Not a very exciting title for a post.
There are two times when a business cheifly interacts with its insurance company:
The status of “additional insured,” while demanded in a rote fashion incommercial contracts around the world, is not widely understood by most business owners. In the typical scenario the business has secured a lucrative contract with a larger company. The larger company sends over a contract the smaller company must agree with in order to do business with larger company.
I just finished an article discussing why it can be helpful to look at packages of business insurance products created for a specific industry.
Many insurers build on their experience with specific categories of business insurance customers to create packages of commercial insurance tailored to your business.
For example, Nationwide has one of the best websites that illustrate this point. It’s “popular industries” page lists a number of specific businesses and provides information, checklists, and FAQ’s specific to the industry category.
This can be both an educational and cost saving way to purchase insurance for your business.
Ageas has partnered with risk management specialists, Cardinus, to provide a package of online risk management solutions for its commercial policyholders and brokers.
As part of the deal, all commercial policyholders who take up or renew an Ageas policy are eligible for a £100 voucher that can be redeemed against Cardinus’ risk assessment or e-learning modules, accessible via the Ageas website.
In addition, brokers who trade Ageas commercial business are entitled to a £500 voucher to redeem against training for their staff.
Cardinus’ web portal is focused on small to medium-sized businesses, enabling them to: access online health and safety e-learning; carry out a business health check; access policies and guidance documents and manage staff training centrally.
Commenting on the tie-up, Ageas distribution and development director, Chris Dobson, says: “There has never been a better case for risk management training, with increasing demands from regulatory requirements and businesses’ needing to run efficiently to counteract increasing cost.”
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