• Why you can get the serious consequences without health insurance

    Why you can get the serious consequences without health insurance...

    Many lives have been destroyed by not being covered by insurance. If this sounds like a warning, it could very well be a revival. In our modern world, we need laws for protecting ourselves and others. Auto insurance laws is a good sample. Other instances without insurance could be catastrophic if you do not have homeowners insurance, life and medical insurance. Each of us wants to live a long healthful life. Read...

  • A life insurance policy is your support in stressful life

    A life insurance policy is your support in stressful life...

    Safety is a pillar of our life. This is so because life in danger is not really life, and we do not need danger in its overall meaning. Your health may be at risk, your finances and your life can be too. All that can go wrong in a second. Of course, we do not want to think or imagine that, but we’ll do it for a second. Read...

  • How you should choose a pet insurance coverage

    How you should choose a pet insurance coverage...

    Get a pet insurance for your four-legged friend is something you need to consider whether you want to avoid huge unexpected vet bills in the future. This research will help you choose the insurance plan for your pets. When shopping for pet insurance to compare the best insurance pet care among all the plans out there, you need to know what to look for. You certainly want to find the best insurance for your pets well-loved, and there are many...

  • How renters should buy home insurance

    How renters should buy home insurance...

    As a homeowner you need to buy insurance when you take possession of your house. You buy because the insurance will defend you against the costs undergone by acts of nature and man. Things like a new roof, repaired basement or other harm are costly and you need a blanket. Insurance will help you with other events such as theft, fire and injury. Most insurance companies that sell insurance for owners will also sell home insurance to people...

Embrace moves 12 more states to RLI

Continued progress in the move to RLI! 

If you recall, Embrace Pet Insurance is in the process of moving underwriters from Lloyd’s of London to RLI Corp, an A+ AM Best rated company based in Peoria IL.

Previously, we moved 23 states over to RLI but, as of today, we have added 12 more states to the list:

CA, CT, DE, MO, NV, NM, NC, OK, RI, TN, VA and WY

We’re still waiting on the relevent departments of insurance for the remaining states but we’ll get there as quickly as we can when they are approved.

Related Posts – move to RLIEmbrace moves 12 more states to RLIEmbrace has a new insurance partner – A+ rated RLI CorpWhat the new Embrace / RLI partnership means for you – new terms and conditionsPennHIP Pet Insurance Discount now available at Embrace Pet InsuranceThe new and improved Embrace Wellness Rewards programAnyone interested in some Embrace Dental Rewards? Pi

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17 Oct, 2010  Posted by Mariam Rosa  
Tags: Rli, States Rli
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3 More Practices that Go Against the Grain

Apologize like a human being. Everyone makes mistakes. So why, when you send out a letter of apology or email or make an apologetic phone call, do you end up sounding like a robot? “I’m sorry for any inconvenience this may have caused” not only downplays any problem your customer may have had, it also just sounds insincere. Own up to the failure completely (no blaming anyone but yourself) and in plain, simple words, say you’re sorry for the mistake.

Use a personal touch. As we’ve discussed, the traditional walls between what’s business and what’s personal are coming down, or at the very least becoming thinner and being pushed back. Now, we’re no

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15 Oct, 2010  Posted by Mariam Rosa  
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Press Release: Embrace Pet Insurance Celebrates 3 Years Offering Direct Claim Deposits

Northeast Ohio –Embrace celebrates is third anniversary offering direct claim deposits to pet parents this month. Embrace was the first pet insurance company to offer claim reimbursements via direct deposit. Since launching direct deposit for claims in October 2007, Embrace has seen the percentage of claim payments using it more than double from just 12% in 2007 to over 27% in 2010.

Direct deposit is fast, easy, and efficient compared to waiting for a paper check in the mail. All Embrace customers can receive their claim refund directly into their bank accounts, usually the next business day after the claim is completed, if not the same day. P

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11 Oct, 2010  Posted by Mariam Rosa  
Tags: Claim Deposits, Deposits, Direct Claim, Direct Claim Deposits
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Guest Post: Cruciate Ligament Rupture in dogs – treatment options

Today, we have a guest post from Dr. Rex Riggs, owner of Best Friends Veterinary Hospital in Powell, Ohio. He is a veterinarian, and an Advisory Board member of Embrace Pet Insurance. Dr. Riggs writes about treatment for a torn or ruptured cruciate ligament in a dog’s knee. ___________________________________________________________

Rupture of the cranial cruciate ligament is a very common injury in our canine patients. The cranial cruciate ligament is the main ligament that is responsible for the stability of the knee.

Some breeds of dogs, such as Goldens and Labrador retrievers, are more likely to tear their knee ligaments than others; perhaps because there are more Goldens and Labs in our practices. T

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07 Oct, 2010  Posted by Mariam Rosa  
Tags: Guest Post, Post
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October is Orthopedic Month at Embrace Pet Insurance

Orthopedic conditions can be devastating to anyone with a dog (cats get them but they are much more rare). They can be so costly to fix and we see them happen all the time.

Here are some claims examples we see all the time that illustrate how expensive orthopedic claims can be:

Hip Dysplasia – a painful misalignment of the hip joints and is a genetic condition: Liko (Chicago IL), a Rottweiler born in April 2008 and insured in Jan 2009. His severe hip dysplasia discovered in Feb 2009 and required 2 femoral head ostectomy surgeries, one on each hip. <

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04 Oct, 2010  Posted by Mariam Rosa  
Tags: Orthopedic, Orthopedic Month
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Using Video to Market Your Agency

Videos are a cheap an effective way to add some personality to your brand and put a human face on your message.

High-definition cameras for web videos are relatively inexpensive, as is basic editing software. It’s worth the expense, as more and more users on the Web are now coming there for more than just pictures and text; they want to see helpful videos as week.

There are a number of sites where users like you can post videos they have created, and where other users can comment or respond with other videos. They include: YouTube, Vimeo, Metacafe, Magnify.net and Ustream.

Using video is a good way to get involved in the online conversation with someone’s real voice. It

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01 Oct, 2010  Posted by Mariam Rosa  
Tags: Video, Video Market
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when all you want is a gas station…

I offer you a story from the NAPHIA meeting in Pittsburgh. It’s an example of how we pet insurance CEOs work together in a tight situation.

I had the opportunity to spend a few hours in my car with Steve Popovich, the CEO of Pet Partners (AKC brand of pet insurance). This was the first time I’d met Steve as he’s just joined the NAPHIA board, and it seems that in the close confines of a car, we talked a lot about things you’d expect all the way there (I peppered him with questions about the AKC plan and Pet Partners) and on the way back, a lot of things we might not otherwise have done so – religion, politics, and dieting being some of the more unexpected topics we covered.

Despite being at the opposite ends of the scale on many things (except the dieting), we had a very enjoyable conversation and when we arrived back in Pittsburgh, Steve graciously offered to fill my car up with gas, which I gladly accepted. So

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27 Sep, 2010  Posted by Mariam Rosa  
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