L T C Cash: New Long Term Care Insurance To Cover Your Financial Needs

August 24th, 2010 | by Sofia Annois |

Finally, there is one plan to ease your financial burden if you would ever find yourself in need of long term care. LTC Cash (100% cash policies for long term care insurance) can bridge the gap between disability benefits and your monthly expenses during a debilitating, long-term illness. Disability plans only pay about 60% of your income before taxation. For example, if you earn a $40,000 annual income you would only receive about $1,400 each month. At this rate, you would need to figure out how you would pay your other monthly expenses such as your mortgage, your children’s education, as well as your daily living expenses. LTC Cash is your best option to cover all of your expenses.

LTC Cash offers countless benefits. LTC Cash is tax free income, pays cash at the beginning of each month of eligibility and has NO exclusions, reductions, or restrictions. Policies are available to you and your spouse or care partner at discounted group rates. LTC Cash is the only portable company benefit that can remain with you for a lifetime, unlike disability insurance that goes away when you turn 65 or if you leave your employment. Best of all, any benefits not used are returned to your beneficiary upon death. LTC Cash is not a replacement for disability insurance, but it will provide you with peace of mind that your expenses will all be taken care of while you receive care.

If you are just learning about long term care insurance and you want to know more about LTC Cash, www.ltccash.com is a good resource. There you can learn more about long term care insurance, view sample rates, start the prequalification process and see the entire LTC product line. Employers and groups can complete their online enrollment.

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