• Why you can get the serious consequences without health insurance

    Why you can get the serious consequences without health insurance...

    Many lives have been destroyed by not being covered by insurance. If this sounds like a warning, it could very well be a revival. In our modern world, we need laws for protecting ourselves and others. Auto insurance laws is a good sample. Other instances without insurance could be catastrophic if you do not have homeowners insurance, life and medical insurance. Each of us wants to live a long healthful life. Read...

  • A life insurance policy is your support in stressful life

    A life insurance policy is your support in stressful life...

    Safety is a pillar of our life. This is so because life in danger is not really life, and we do not need danger in its overall meaning. Your health may be at risk, your finances and your life can be too. All that can go wrong in a second. Of course, we do not want to think or imagine that, but we’ll do it for a second. Read...

  • How you should choose a pet insurance coverage

    How you should choose a pet insurance coverage...

    Get a pet insurance for your four-legged friend is something you need to consider whether you want to avoid huge unexpected vet bills in the future. This research will help you choose the insurance plan for your pets. When shopping for pet insurance to compare the best insurance pet care among all the plans out there, you need to know what to look for. You certainly want to find the best insurance for your pets well-loved, and there are many...

  • How renters should buy home insurance

    How renters should buy home insurance...

    As a homeowner you need to buy insurance when you take possession of your house. You buy because the insurance will defend you against the costs undergone by acts of nature and man. Things like a new roof, repaired basement or other harm are costly and you need a blanket. Insurance will help you with other events such as theft, fire and injury. Most insurance companies that sell insurance for owners will also sell home insurance to people...

Why Automating Calls and Follow-up E-mails Can Make a Big Difference

As soon as a lead gets fed into your lead management system, many systems have the ability to immediately send an e-mail to a client thanking them for their interest. That gets your foot in the door and makes the client aware of who you are and that you plan to give him or her a call.

Of course, you’ll have to make your own call – and soon – but the software can make that first step.

After you make contact with clients, your lead management system can keep up with what you’ve done. After a set amount of time, it can remind you to follow up with those clients you spoke to recently so that nobody gets lost in the process.

Any client you fail to follow up with is almost certainly a lost sale. In fact, studies show that companies who regularly and thoroughly follow up with potential clients have closing rates three times higher than those who do not. Many sy

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20 Aug, 2010  Posted by Mariam Rosa  
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Use of 8/9/2010 Variable Material Checklist for NY Policy Form Submissions

As a member of the life committee of the New York State Insurance Department’s task force on modernizing insurance regulation, I worked with Ms. Nelligan on the creation of a checklist for use when drafting memoranda of variable material for life and annuity policy form submissions. This was an area of concern because so many certified submissions (CL-6) are rejected due to variable material problems. In drafting the checklist, we tried to identify the most common errors and provide concrete tips for avoiding them. The [checklist] we came up with was posted on the NYSID website last week.

This week, I had my first occasion to use it during the process of preparing variable material for a client.

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20 Aug, 2010  Posted by Savannah Royston  
Tags: Checklist, Checklist Ny
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Homeowners Insurance Leads and Quotes

Homeowners Insurance Leads and Quotes

Let’s face it, these days it is extremely important to get your house insured by an insurance agent.  But the most important question, do you know where to find an insurance agent who can provide you with an insurance quote on your home?

It is always recommended that you use a homeowners insurance company and seek tips and advice from a reputable and reliable insurance agent.  Only qualified and professional insurance agents can offer the correct insurance quote and coverages. 

Below are some imperative details that need to be considered with an agent when asking for a quote on homeowners insurance: 

1.  Be certain to Make sure you have enough insurance to cover the cost of rebuilding your house at current construction costs. To fig

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18 Aug, 2010  Posted by Sofia Annois  
Tags: Homeowners Insurance, Homeowners Insurance Leads, Insurance Leads, Quotes
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What Not to Do With Online Referrals

One mistake businesspeople sometimes make is to visit a review site like Yahoo! Local and Yelp, or even Twitter and Facebook, and respond to a bad review or a complaint with a defensive tone or, worse yet, a combative one. That’s counter-productive and only damages your reputation.

If you choose to respond to your online critics, always do so in a calm, helpful way that aims to make you look like a consummate professional with the tools and skills to solve even the biggest problems. Solving a customer’s issue in a public forum is a great way to show people you know what you’re doing.


17 Aug, 2010  Posted by Mariam Rosa  
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Long Term Care Insurance, Should I Get This?

Yes, you may want to consider a long term care insurance plan if you don’t want to drain your retirement savings and other investments in the future! It is currently estimated that nursing home costs are more than $10,000 per month. Imagine, how much this will cost you on an annual basis if you had to pay this money out of your pocket if you needed care from a nursing home! This would be financially devastating without long term care insurance.

Did you know that prior to the passage of the Deficit Reduction Act of 2005, most Americans were able to count on Medicaid to assist them with long term health care. The Deficit Reduction Act changes all of that. T

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16 Aug, 2010  Posted by Sofia Annois  
Tags: Care Insurance, Insurance, Term Care, Term Care Insurance
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The Importance of Online Referrals

   You may have noticed that more and more businesspeople are touting what customers and others are saying about them online — on Twitter, Facebook, Yelp, Yahoo! Local and other sites. One thing you can do to be aware of what people are saying about your agency is to set up a Google Alert, which sends a daily e-mail to your inbox listing all the mentions of you online in a given day, based on a Google search. Keeping up with online comments gives you a good idea of what customers think about you and your agency, as well as what you could be doing better.

   It’s a good idea to direct your customers, especially those who you interact with via social networking sites, to leave feedback on those sites and others. That way, when someone searches for the type of insurance you sell on Google, not only will you be one of the top results, you’ll also be one of the highest-rated. People put

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14 Aug, 2010  Posted by Mariam Rosa  
Tags: Online, Online Referrals
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Allianz Engineering partners Willis in “Brewcheck” offering

Allianz Engineering has partnered with Willis to offer commercial property owners in the brewery sector a new health and safety risk assistance scheme.

“Brewcheck”, which forms part of the “Willis Brew” offering, is intended as a one-stop-shop solution for breweries and their associated pubs.

Under the scheme, Allianz Engineering will deliver a range of inspection services, including: electrical fixed wiring and lifting plant examinations; health and safety assessments; gas services; energy certification and bespoke health and safety training for brewers and landlords.

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12 Aug, 2010  Posted by Savannah Royston  
Tags: Allianz Engineering, Willis
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